Northern State Bank: Your Trusted Financial Partner Since 1935

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When it comes to managing your finances, having a reliable banking partner is essential. Northern State Bank of Thief River Falls has been serving the local community with personalized banking services, mortgage lending, and insurance solutions since 1935. As a locally owned institution, our dedication to you is our top priority, and we take pride in offering a comprehensive range of financial services designed to meet your unique needs.

Our Comprehensive Banking Services

Northern State Bank is proud to offer a full line of services including personal and business banking, mortgage lending, insurance solutions, and wealth management. Our commitment to the community means we understand the specific financial needs of our local customers, and we tailor our services accordingly.

Convenient Locations Throughout the Region

For your convenience, you can find Northern State Bank at a variety of locations throughout the Thief River Falls area and beyond. We've strategically positioned our branches to ensure you have access to quality banking services wherever you are in our service area. Whether you need to visit a branch in person or prefer our digital banking options, we're here to serve you.

Important Notice About External Links

You are leaving Northern State Bank of Thief River Falls's website and will be redirected to an external site. Please note that Northern State Bank of Thief River Falls makes no endorsements or claims about the accuracy or content of external websites. We encourage you to review the privacy and security policies of any site you visit.

Checking Account Options to Fit Your Lifestyle

Northern State Bank offers a variety of checking account options to fit your individual needs including our popular Free Checking account. This account features debit and ATM cards, 24/7 online banking, mobile banking, and bill pay services (for extra convenience). Whether you're a student, professional, or retiree, we have a checking solution that works for you.

Managing Your Debit Card

Change my debit card PIN - You will need to have your debit card present to successfully complete the process. This security measure ensures that only authorized users can modify PIN settings, protecting your account from unauthorized access.

Report my debit card lost or stolen - If your debit card is lost or stolen, contact us immediately. Quick action can prevent fraudulent transactions and protect your financial security. Our dedicated customer service team is available 24/7 to assist you with any card-related issues.

Our Main Branch Location

Address: 214 East 3rd Street, Thief River Falls, MN 56701 (corner of Horace Ave). Our main branch serves as the heart of our operations, where our experienced team is ready to assist you with all your banking needs. The convenient downtown location makes it easy for customers to access our services during regular business hours.

Understanding Carat Measurements

While not directly related to banking services, understanding measurements like carats is important when dealing with valuable assets. The carat (ct) is a unit of mass equal to 200 mg (0.00705 oz), which is used for measuring gemstones and pearls. The current definition, sometimes known as the metric carat, was adopted internationally to provide consistency in the jewelry industry.

Carat in Jewelry

Rings | Bangles | Earrings 💎 - Elevate your style with our exquisite collection of handcrafted jewelry. When shopping for precious stones, it's essential to understand that carat measures weight, not size. A carat is a standard milligram measurement of weight, recognized and used globally.

The meaning of carat is a unit of fineness for gold equal to 1/24 part of pure gold in an alloy. Frequently asked questions about carat often center on this distinction between weight and size. The carat, the standard unit of weight for diamonds and other gemstones, takes its name from the carob seed, which was historically used as a counterweight on balance scales due to its uniform weight.

Conclusion

Northern State Bank of Thief River Falls has built a legacy of trust and service over nearly nine decades of operation. From our comprehensive banking services to our convenient locations and commitment to customer security, we strive to be your financial partner for life's journey. Whether you're opening your first checking account, securing a mortgage for your dream home, or protecting your assets with insurance, Northern State Bank is here to help you achieve your financial goals with the personal touch that only a local, community-focused bank can provide.

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